A system for saving that combines a company-level group scheme with an Dedicatedinitiative by the employee. It enables employees to achieve a higher return on their savings than they would be able to achieve by saving on an Dedicatedbasis, through contributions from the company and associated fiscal and corporate benefits.
These are fees collected either at the point of subscription (entry fees), in which case they are added to the NAV, or at the moment of sale (exit fees), in which case they are deducted from the NAV.
This is the euro weighted average overnight rate which replaced the TMP (Taux Moyen Pondéré - Weighted Average Rate) on 4 January 1999, the launch date of the euro. It is arrived at from the overnight rates for all lending transactions over a sample of 57 European lending institutions. It determines the overnight money rate for the Eurozone. It is calculated by the European Central Bank.
The ESG (E for Environment, S for Social and G for Governance or corporate Governance) criteria are factors in the extra-financial analysis of investment instruments (equities, bonds or other financial instruments) in which the asset manager invests; they enable the evaluation, via monitoring of performance indicators, of the quality of the Corporate Social Responsibility (CSR) policy of their economic development model, in terms of performance relating to the environment, social factors and governance in general.